Tuesday, November 3, 2015

New Medicare Part D Opioid Drug Mapping Tool Available

CMS NEWS

FOR IMMEDIATE RELEASE

November 3, 2015                                                                                                                          

Contact: CMS Media Relations

(202) 690-6145 | CMS Media Inquiries
 

New Medicare Part D Opioid Drug Mapping Tool Available

Interactive online mapping tool allows public to search Medicare Part D opioid prescription claims data at the state, county, and ZIP code levels


Today, the Centers for Medicare & Medicaid Services (CMS) released an interactive online mapping tool (http://go.cms.gov/opioidheatmap) which shows geographic comparisons at the state, county, and ZIP code levels of de-identified Medicare Part D opioid prescription claims – prescriptions written and then submitted to be filled – within the United States. This new mapping tool allows the user to see both the number and percentage of opioid claims at the local level and better understand how this critical issue impacts communities nationwide.

 

“The opioid epidemic impacts every state, county and municipality. To address this epidemic, while ensuring that individuals with pain receive effective treatment, we need accurate, timely information about where the problems are and to what extent they exist,” said CMS Acting Administrator Andy Slavitt. “This new mapping tool gives providers, local health officials, and others the data to become knowledgeable about their community’s Medicare opioid prescription rate.”

 

Deaths from drug overdose have risen steadily over the past two decades. In 2013, overdose from prescription opioid pain relievers claimed more than 16,000 lives, with more than 145,000 people dying from these overdoses in the last decade. Heroin deaths have also been climbing sharply, more than doubling between 2010 and 2013. The resulting health, social, and economic consequences for communities across the country are enormous.

 

“The opioid abuse and overdose epidemic continues to devastate American families,” said CDC Director Tom Frieden, M.D., M.P.H. “This mapping tool will help doctors, nurses, and other health care providers assess opioid-prescribing habits while continuing to ensure patients have access to the most effective pain treatment. Informing prescribers can help reduce opioid use disorder among patients.”

 

The data used in this mapping tool is from 2013 Medicare Part D prescription drug claims prescribed by health care providers and does not contain beneficiary information (https://www.cms.gov/Research-Statistics-Data-and-Systems/Statistics-Trends-and-Reports/Medicare-Provider-Charge-Data/Part-D-Prescriber.html). The data set, which is privacy-protected, contains information from over one million distinct providers who collectively prescribed approximately $103 billion in prescription drugs and supplies paid under the Part D program. The data characterizes the individual prescribing patterns of health providers that participate in Medicare Part D for over 3,000 distinct drug products. Of the 1.4 billion total Part D claims per year, there were approximately 80.7 million opioid claims for 116 distinct opioid products contributing to $3.7 billion of the total Part D prescription drug costs. By openly sharing data in a secure, broad, and interactive way, CMS is supporting a better understanding of regional provider prescribing behavior variability and is adding insight to local health care delivery.

 

The tool includes interactive maps that allow users to mouse over an area and see its data. The data for each geographic region includes:

  • Percentage of opioid claims
  • State average
  • National average
  • Total providers
  • Total opioid claims
  • Total claims

 

CMS and the U.S. Department of Health and Human Services (HHS) believe that this level of transparency will inform community awareness among providers and local public health officials.

 

The Administration has made addressing opioid abuse, dependence, and overdose a priority, and work is underway within HHS on this important issue. The evidence-based initiative focuses on three promising areas: informing opioid prescribing practices, increasing the use of naloxone (a drug that reverses symptoms of a drug overdose), and using medication-assisted treatment to treat opioid addiction (http://www.hhs.gov/about/news/2015/03/26/hhs-takes-strong-steps-to-address-opioid-drug-related-overdose-death-and-dependence.html).

 

As part of this initiative, HHS is working through the Centers for Disease Control and Prevention (CDC) to develop opioid prescribing guidelines and supporting training and tools for providers to make informed prescribing decisions. The Substance Abuse and Mental Health Services Administration (SAMHSA), Food and Drug Administration (FDA), National Institutes of Health-National Institute on Drug Abuse (NIH-NIDA), and Office of the Assistant Secretary for Health (OASH) are active partners in implementing the Administration’s opioid initiative.

 

For more information on CMS’ efforts to address the growing problem of abuse of opioids in the Part D program, read the Part D Overutilization Monitoring System Summary (http://cms.gov/Newsroom/MediaReleaseDatabase/Fact-sheets/2015-Fact-sheets-items/2015-11-03.html).

According to a recent study of 277 operations with 3,671 medication administrations:


  • 5.3% involved a medication error (ME) and/or adverse drug event (ADE)
  • Of these, 79.3% were preventable
  • The events included 79.3% errors and 47.2% ADEs
  • 20.9% of the errors had little potential for harm
  • 64.7% of the errors were serious, 33.3% were significant, and 2.0% were life-threatening

Source: "Evaluation of Perioperative Medication Errors and Adverse Drug Events," Anesthesiology, abstract only, October 2015, http://anesthesiology.pubs.asahq.org/article.aspx?articleid=2466532

77% Say Prescription Drug Affordability Tops U.S. Healthcare Priority List


Kaiser recently released the October Kaiser Health Tracking Poll regarding the public's health care priority list for the President and Congress. Here are some key findings from the report:

·         77% say that making high-cost perscription drugs affordable for those who need them is the top priority.

·         Government action to lower prescription drug costs is ranked second, with 63% saying it is a top priority.

·         Over half (58%) of Republicans say repealing the entire Affordable Care Act is a top priority.

·         30% say that eliminating the Cadillac Tax is a top priority.

·         1 in 5 think their wages would increase if their employer offered less generous health benefits.

·         Favorable and unfavorable views of the ACA overall were tied, with 42% holding each view.

Source: Kaiser Family Foundation, October 28, 2015

Monday, November 2, 2015

Characteristics of the estimated 10.5 million uninsured individuals...

... who are eligible for qualified health plans in the Marketplace in 2016:

1.    Over 46% are between the ages of 18 and 34

2.    39.5% have incomes between 139% and 250% of the federal poverty level

3.    78% have an income that may qualify them for financial assistance

4.    About 19% are Hispanic, 14% are African-American, and 2% are Asian

5.    57% are male

6.    Over 70% are employed
Source: U.S. Department of Health & Human Services News

Why we need more Medicare agents


In her first two years in the industry, a legacy insurance agent has found that the products she sells are helping to fill a vast need.

Jul 07, 2015 | By Keith Loria

Upon receiving an associate’s degree in accounting from Davenport University in 1983, Elizabeth Challa started her first job, working with an actuary and doing accounting work for pension plans. It’s a position she held for 15 years before transitioning to a new career in the field of adoption.

Three decades later, Challa’s career has come full-circle. She now works as an insurance agent for Legacy Financial Network, serving as a Medicare advisor in its West Michigan office.

“I started on one end of the spectrum, helping people prepare for retirement in their early years, and now I work with Medicare and write final expense life insurance, helping with the other end of retirement,” she says. “Both positions involve helping people, and that’s what I have always felt I wanted to do with my life.”

Take the 14 years in between these retirement planning roles, when she served as an administrative assistant for Adoption Associates, Inc., a job where she could interact with pregnant teens, prospective parents, and birth mothers who were facing difficult decisions in their lives.

Challa admits she took the job after first having her children, because she wanted to work in a place that was closer to home and didn’t require as much mental stress on a daily basis as working in accounting did. She never imagined she would get the personal fulfillment that the job delivered.

“I have always liked to help people, and I really got into that part at the adoption agency,” she says. “I counseled as much as the law would allow me and had really important talks with people that I feel were valuable to all involved. It was very fulfilling.”

Upon leaving Adoption Associates in 2013, Challa found herself looking for a new job for the first time in 30 years. Her sister, Carol, had found success as an insurance agent at Legacy and suggested that she follow in her footsteps.

“She knew that I enjoyed helping people so she thought that this was something I might enjoy,” Challa says. “So, I tried it and I really like it. I’ll be here two years come August.”

At Legacy, her clients are retirees or near-retirees who she advises on everything from Medicare Advantage Plans to retirement income solutions. Challa loves helping people at a time in their life when they have many questions and uncertainties about the future.

Her biggest success with the agency to date may not have been very financially rewarding, but for Challa, it was her most important.

“I helped a gentleman who thought he was only eligible for a drug plan through Medicare. He had been on disability and lived in this dingy little apartment and didn’t have much and he was struggling along to make ends meet,” she says. “He was turning 65, so I called him. He invited me over and I told him all about Advantage plans and he now has complete health insurance that covers pretty much everything he needs with a small co-pay.”

Challa was also able to help him save on his Part B premium, so he doesn’t have to pay that anymore, saving $104.90 a month. For somebody who only makes about $900 a month, that’s a pretty big deal.

“That’s been the best thing that I have done in my short time at this career,” Challa says. “Knowing that I have made his life a little easier and a little happier. You can’t ask for anything better than that.”

 

Building a career

Just like any new agent, Challa has spent the early part of her career at Legacy cold calling clients and trying to stay busy.

“I try to prospect any way I can; I bring business cards with me any place I go and I always try to keep my eyes and ears open,” she says. “It’s important early on to build referrals and establish a client list, but that takes time and effort. I was very used to getting regular paychecks and now I can go whole months without a paycheck. There’s definitely income uncertainty in the job. The first few months were hard.”

A lifelong resident of West Michigan, Challa currently resides in Jenison with her husband, John, and has two grown children — a daughter in college and a 20-something son.  

“I am almost 52 and my husband and I aren’t ready to retire yet. We’re also not ready to start downsizing,” she says. “That’s the biggest struggle. Thankfully, my husband has been at his job for over 30 years and has a good income. While we need my income to run our household, it doesn’t have to be as big as what it was before I started this job.”

Challa mostly works with people who are 64 and above to educate them about Medicare and other insurance products that will allow them to live out the rest of their lives comfortably. She understands cold calling is part of the job, but looks forward to when there’s less of that and more referrals and appointments to be had.

“I don’t do well when I don’t have enough to do; I like to stay busy,” she says. “Typically, I have 2–3 appointments with someone. There’s an introduction, I’ll write the Medicare policy and follow up, and the third is usually to deliver the policy. After I do that, I check to see if there’s any need for Final Expense life insurance or any asset planning.”

In the first two years of her career as an agent, her greatest challenge has been staying up-to-date on regulatory and product changes in a rapidly evolving industry. Challa takes classes every year to keep up on the latest Medicare changes, and also gets help from two managers at her agency.

Understanding the lengthy list of Medicare rules is difficult for insurance agents and experts, let alone seniors who have no background in the product at all. That’s why Challa says its vital for everyone she calls to at least listen to what she has to say. The problem is that, thanks to shows like The Today Show, this has proven to be difficult.

“There are people who think that I am trying to take advantage of them. That’s something that’s hard to overcome on the phone,” she says. “The problem is that you hear about scams on the news, or the Today Show did a segment on what to do when people call the home, telling seniors to make noise into the phone. I’m trying to help people and I know a lot of people won’t ever learn this important information if I don’t call and teach them, but national television is telling them not to speak to me!”

However, if she can get her foot in the door, Challa feels she can assuage any misconceptions and has a pretty good chance of helping someone with Medicare and the insurance solutions she offers.

Looking ahead, Challa envisions a time when she will work only when she wants to.

“When I become a grandparent, I would like to participate in my grandchildren’s lives, not having definite demands on my time,” she says. “That was a big appeal to doing this job. At my age, I want some flexibility. Right now, I can work as much as I want. My kids are independent and grandchildren aren’t here yet. In the future, I want to have time to do what I want and have a regular referral source to help me in my career.”

Still, she feels fulfilled in her current role.

“The clients that I have, I feel a responsibility to them and I like that. They have put a lot of trust in me and I am helping them to ensure they have the coverage they need if something goes wrong. I’m making a difference in these people’s lives,” she says. “I have had the opportunity to meet people I would have never had the chance to meet. That’s a gift. It helps me grow as a person, and it helps me have a chance to share my gifts with other people and it’s a great career.”

http://www.lifehealthpro.com/2015/07/07/why-we-need-more-medicare-agents?eNL=5633ca42150ba03157a9f218&utm_source=LHPro_TheSuccessionInitiative&utm_medium=EMC-Email_editorial&utm_campaign=10302015&_LID=180906055&page_all=1

Between 2013 and 2014...

... the rate of health insurance coverage was essentially flat for working-age adults with employment-based health plans (61.9% in 2013 and 62.2% in 2014), although health insurance coverage increased for other groups.

Source: "U.S. Health Coverage Up, But Coverage Through Employment-Based Health Plans Flat," Employee Benefit Research Institute (EBRI), October 20, 2015, http://www.ebri.org/pdf/PR1143.Hlth-Cvg.20Oct15.pdf  

38% Conduct Research Prior to Seeking Out a Physician


Kyruus recently released a report on consumer behaviors when searching for a healthcare provider. Here are some key findings from the study:

·         Prior to seeking out a specific physician, 38% of consumers conduct healthcare-related research.

·         Almost three quarters of these consumers are looking for information about specific physicians.

·         90% of respondents say it is important to confirm that their healthcare is covered by their insurance.

·         A physician's clinical experience with the patient's specific condition was important for 85% of consumers.

·         14% of consumers book appointments through an online resource.

·         Over half of consumers (58%) book appointments through a phone-based resource.

Source: Kyruus, October 26, 2015