The Coming Exchange Revolution Has Little to Do With Obamacare

“We are seeing 2013 earnings [for health insurers] that are very good, very strong. Guidance numbers are holding up or being improved a bit on all fronts. Utilization is remaining in check, cost cutting is continuing, everything looks great. What we’re hearing though is that the headwinds for 2014 have got people nervous on uncertainty about how the ACA works, how that all plays out, issues about the taxes, the fees.” — Steve Zaharuk, senior vice president at Moody’s Investors Service, told AIS’s Health Plan Week.