1. The cost of LTCI programs have gone up but so has the out of
pocket cost of most major insurance expenses
2. Long-term care facility costs accounted for more of the
Medicare enrollee out-of-pocket spending in 2010 than any other type of
out-of-pocket spending
3. Higher-income Medicare enrollees spent considerably more out
of pocket on dental care than lower-income and sicker enrollees did
4. People who have $20,000 to $30,000 in annual income may have
an above-average need for LTCI and other insurance products
5. The current gaps in what Medicare covers are unlikely to
shrink any time soon
Source: Life Health Pro
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