Tuesday, January 10, 2017

53% Have a Pre-Existing Health Condition in Their Household

Kaiser Family Foundation recently released an analysis of medical underwriting for pre-existing conditions before the Affordable Care Act. Here are some key findings from the report:

53% report that they or someone in their household has a pre-existing condition.
52 million have an uninsurable condition under pre-ACA underwriting practices.
22% in Colorado and Minnesota have conditions that would likely be declinable.
In 2015, about 8% of the non-elderly population had individual market insurance.
Prior to the ACA expansions, 18% of individual market applications were denied.
Prior to 2014, medical underwriting was permitted in 45 states and DC.

Source: Kaiser Family Foundation, December 12, 2016

No comments:

Post a Comment