Kaiser
Family Foundation recently released an analysis of medical underwriting for
pre-existing conditions before the Affordable Care Act. Here are some key
findings from the report:
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53% report that they or someone in
their household has a pre-existing condition.
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52 million have an uninsurable
condition under pre-ACA underwriting practices.
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22% in Colorado and Minnesota have
conditions that would likely be declinable.
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In 2015, about 8% of the non-elderly
population had individual market insurance.
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Prior to the ACA expansions, 18% of
individual market applications were denied.
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Prior to 2014, medical underwriting
was permitted in 45 states and DC.
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Source:
Kaiser Family Foundation, December 12, 2016
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