Older Americans and Dental Insurance

A WellPoint survey, which examines how Americans (age 45 and older) view dental coverage benefits, reveals that Americans over age 45 understand that good oral care can positively affect their overall heath. However, while 83 percent of Americans surveyed say they have medical coverage (from either an employer or the government), only half as many are covered by dental insurance. And, as baby boomers plan for retirement, those with dental coverage say they need more information about future costs and changes to their dental plan upon retirement. This survey also shows that nine out of 10 older Americans (93 percent) believe good dental care is important to their overall health and that routine dental check-ups can help prevent heart disease and other chronic conditions (90 percent). This awareness contrasts with the fact that only four in 10 older Americans (41 percent) say they currently have dental coverage (from an employer, private and/or supplemental). Furthermore, 32 percent of those without insurance admit to forgoing dental benefits because they have other expenses to worry about. Source: WellPoint