According to a recent survey of adults ages 18 to 64 with private health insurance:

• 19% don’t go to the doctor when they are sick
• 18% go without preventive and recommended care
• One eight face major financial hardships such as going without food or using up all of their savings due to medical bills
• Among those covered by a high deductible health plan, almost 1 in 4 said that paying for health care caused them to use up their savings
• 52% would prefer to pay higher premiums in exchange for limiting their out-of-pocket costs
• 40% would prefer to trade lower premiums for higher out-of-pocket costs

Source: "National Survey: Privately Insured in America: Opinions on Health Care Costs and Coverage," The Associated Press-NORC Center for Public Affairs Research Press Release, October 13, 2014, http://www.apnorc.org/PDFs/Coverage/NORC-AP-NORC-Release-Privately-Insuredl.pdf