Wednesday, September 3, 2014

According to a recent analysis of the costs and characteristics of state employee health plans nation-wide in 2013:


  • All together, states spent about $31 billion to insure 2.7 million employee households
  • The average per-employee per-month premium for employees’ and dependents’ coverage was $963
  • On average, states paid $808 (84%) of the total health plan premium, and employees covered the remaining $155 (16%)
  • On average, employees paid an additional $70 per month in cost-sharing elements such as deductibles, copayments, and coinsurance
  • State health plans covered an average of 92% of enrollee's healthcare costs
  • 76% of state employees enrolled in plans with an annual deductible of less than $500
  • 29 states enroll pre-65 retirees in health plans at the same premium rate as active employees

Source: "Report: State Employee Health Plan Spending," The PEW Charitable Trusts, August 12, 2104, http://www.pewtrusts.org/en/research-and-analysis/reports/2014/08/state-employee-health-plan-spending

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