1. Unitized Pricing/Charging Per Child- Employees pay per
person as opposed to the traditional individual versus family plans
2. Narrow Networks- Control costs by limiting choices to a
smaller group of medical care providers
3. The Consumer Directed Health Plan (CDHP)- A plan with a high
deductible that often comes with a contribution from the employer toward the
worker’s costs
4. The “Private Exchange”- An exchange where your employer may
give you a defined amount of money to choose benefits, instead the subsidy
offered under the health law
5. Specialty Pharmacy- Specialty drugs are big ticket items for
employers and such spending has jumped by double-digit percentages
Source: Forbes
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