PolicyGenius
recently released results from a survey on American adults' understanding of
four key health insurance concepts: deductible, co-insurance, co-pay, and
out-of-pocket maximum. Here are some key findings from the report:
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96% of Americans overestimate their
understanding of health insurance.
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On average, 36% of Millenials could
correctly define any terms.
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4% of Americans could correctly
define all 4 concepts.
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2 in 5 are very confident they can
choose the right health insurance plan.
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NYC has the largest gap between
confidence (72%) and comprehension (42%).
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47% of Baby Boomers could define any
of the concepts correctly.
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