According to a recent study, in 2012:

• The number of patient visits to doctors’ offices fell 0.9%
• Emergency room admissions increased by 5.8%
• Average out-of-pocket costs for commercially insured, under age 65 patients reached $1,146, a 30% increase from 2011 and entirely the result of higher deductibles
• Just 5% of the commercially insured, under age 65 patients incurred 51% of total healthcare costs by using more than $15,684 of healthcare services per person

Source: "IMS Health Study Points to a Declining Cost Curve for U.S. Medicines in 2012," IMS Institute for Healthcare Informatics Press Release, May 9 2013, http://www.imshealth.com/portal/site/ims/menuitem.d248e29c86589c9c30e81c033208c22a/vgnextoid=8659cf4add48e310VgnVCM10000076192ca2RCRD&vgnextchannel=437879d7f269e210VgnVCM10000071812ca2RCRD&vgnextfmt=default