A recent report compared premiums and deductibles of health plans that covered a comprehensive list of eight health benefits (Laboratory and X-Ray; Emergency Services; Prescription Drugs; Chiropractic; Maternity; OB/GYN; Periodic Exams; and Well Baby care) to the average premiums and deductibles for all plans surveyed, and found:
- Average monthly premiums for individual health insurance plans that covered all eight benefits were 47% higher compared to the average for all plans ($279 vs. $190)
- Average monthly premiums for the family health insurance plans that covered all eight benefits were also 47% higher compared to the average for all plans ($605 vs. $412)
- Average deductibles for individual plans that covered all eight benefits were 27% lower than the average for all plans ($2,257 vs. $3,079)
- Annual deductibles for family health plans that covered all eight benefits were 16% lower than the average for all plans ($3,422 vs. $4,079)
Source: "eHealth Data: Premiums 47% Higher for Individual Health Insurance Plans with Comprehensive Health Benefits ," eHealth Insurance Press Release, March 18, 2013, http://news.ehealthinsurance.com/news/ehealth-data:-premiums-47-higher-for-individual-health-insurance-plans-with-comprehensive-health-benefits
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