"It is a totally random occurrence that when you change jobs it affects what insurance company you have...

... This is not good for anyone. I should be able to vote with my feet and the insurance company should get something out of investing in you because you know they should over time earn that money back basically. Fundamentally, the employer-based system is broken and over time it has to be individualized through private exchanges or ACA exchanges."

— Mario Schlosser, CEO of Oscar Health, told AIS's Health Plan Week in an exclusive interview in his lower Manhattan headquarters.