1.
Rising Deductibles - Regardless of plan type, employers are continuing to
increase individual and family member deductibles
2.
Further Cost Shifting - In addition to increasing deductibles generally, employers
are offering more high-deductible plans to members that ask them to take on
other costs
3.
Out-of- Pocket Max - One area that didn’t change much in 2016 was out-of-pocket
costs
4.
Plan Surcharges - One in five plans include a tobacco surcharge, and a quarter
said they will add a tobacco surcharge
5.
Outpatient Surgery - Outpatient copays fell an average of 25 percent, while
inpatient rose 68 percent
6.
Emergency Room Copays - Employers are raising copays by an average of 22
percent
7.
Prescription Drug Copays - Employers, like everyone else, are struggling to
find the sweet spot with specialty pharmaceutical cost control
8.
Maternity Cost Control - Employers are teasing out the maternity costs they
don’t have to automatically fully cover under terms of the Patient Protection
and ACA
9.
Telemedicine - Employers aren’t yet sure what virtual care’s potential for cost
control is, but they’re going to find out
10.
Wellness Incentives - As employers gather more experience with wellness plans,
they’re finding which incentives work, and which ones don’t
Source:
BenefitsPro
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