"I wouldn't say that employers are on the fence about private exchanges.

... Large national employers understand their potential, and they are looking at all strategies that will allow them to cut costs and bend medical trend. Adoption continues to grow, but we have not yet reaching the tipping point. I'd be surprised at any sort of dramatically large uptick [in 2016]."

— Chris Bernene, a partner in Oliver Wyman's Health and Life Sciences practice, told AIS's Inside Health Insurance Exchanges.